Bear in mind that some banks wont allow you to sign a check over to someone else, due to fraud concerns. I emailed them my situation and actually got a reply that they are going to get a status from the Officer I filed my report with. How long does it take for a check to clear? Another option you could look into would be small claims court.

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Under the ambiguity rule, she could have deposited the check into her personal account.

Your case is a legal matter where you should speak with a lawyer to claim part of the funds that were paid to your ex-wife.

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Under the ambiguity rule, you should be able to deposit the check under your own account.

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At this point, the best course of action may be to seek legal advice on how you can reclaim the portion of the funds that belonged to you.

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Have you tried having the contractor go with you to your bank branch to deposit the check through a teller? We're not married anymore and she's overseas now. Register now Disclosures Privacy Fraud & security Terms and conditions Accessibility Limit use of my sensitive personal information 2023, Truist. This is helpful when a business receives and has to endorse many checks. Ive tried multiple times to mobile deposit. First Western Insurance is one of the largest independent insurance agencies in North Dakota. I've exited the app and face the same thing repeatedly. The check was sent to her with both names and no "and/or", just both names listed. Even with an endorsement of the "and" party, Wells
Fargo where I have been a customer for 25 years will not deposit unless we both go to the bank together, a two hour ordeal at best. Bank accounts and services last reviewed: JAN 17, 2017 . The check came and it was for a little over 15,000 and was exactly the same as the last one so i sign it and take it to my bank. Find out what ACH stands for, what it can be used for, and the pros and cons of ACH transfer. Both of us signed
2. So I went and got her and got her signature and deposited the check. Is the Insurance company liable or is it the bank or both?

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I recently found out my ex wife of 15 years deposited multiple checks form the New York Tax and Finace Dept for Hurricane Sandy Fund through New York Rising. Press J to jump to the feed. Keep us posted on how that works out.

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I tried depositing a 2-party check with the other party's signature (law firm) and mine as well and Wells Fargo rejected it. And should the Bank be responsible for return of money?

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If "and" or "or" is not printed on the payable line of the checks, according to the rules, any one of you should be able to deposit into your account as long as everyone endorses the check. Others I've seen include wedding gifts where the check was written to the couple and rent refunds written to two roommates. Truist Bank (formerly BB&T Bank) 871 complaints 181 resolved 690 unresolved File a complaint to Truist Bank (formerly BB&T Bank) Truist Bank (formerly BB&T Bank) contacts (added by reviewer) Phone number +1 800 226 5228 Address 214 N Tryon St., North Carolina United States Website www.bbt.com Category Banks View full information I get different answers when I called the banks to get advice, My mortgage company says this is always how they do it for checks over $20K and its a Freddie Mac rule, although I can not anything about that online. You might be using an unsupported or outdated browser. Over 1,800 Complaints. Order checks; Interest rates. He says that in his experience, banks do not accept these 2 party checks very easily (we have 2 different banks). Would the bank ask her to have me present with ID. Add a Comment. When you deposit a check into your account, your endorsement on the back of the check acts as a guarantee. We believe by providing tools and education we can help people optimize their finances to regain control of their future. She deposited the check in her single names account st BB&T. According to your article, she can. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Do we both need to endorse the check or can just one of us do it? ACH stands for Automatic Clearing House. The money was not divided with second party. Im trying to figure out what could be wrong with my deposit. A less extreme instance would be if the other payee were out of the country for an extended period of time. Endorsing a check is a simple process. Wells Fargo endorsed the check and sent it back to me. However, before our divorce (and settlement agreement was in place) he deposited/cashed a two party check (made out to he and myself) from an insurance company, which I was not present when he did this and he endorsed my name (forgery) in order to cash. These offers do not represent all account options available. First they lied and said new UCC (legal) requirement. The check it written on PNC and we're not customers, so we thought we could both go there and cash the check since it was one of theirs. The first-tier subcontractor (the concrete contractor in my example) goes to its bank, endorses the check, and has the bank put a stamp on the endorsement that guarantees the signature is authorized. ), BB&T (All payees must also be joint account holders. of payout account, she refuses to sign with me. And I laugh and say well I know that's not the reason cause last time the check was for 85,000 more then now. $1,035. Personal checks should contain your banks routing number, your account number, the check number, your name and address and the banks name and address. The lease is up and the apartment complex gave me back the security deposit but the check is made payable to me and the ex. It looks like different mortgage companies deal with this in different ways. Today, I clarify the rules for depositing these types of checks, how the top banks handle these check deposits, and how you can deal with rejected check deposits. They did send me a check, but it was also made out to our general contractor. It is possible to sign a check over to someone else, but its often ill-advised. Yes, but youll need a specialized printer, magnetic ink, check-printing software and check stock paper. First, find the endorsement area on the back of the check. Many online merchants sell checks, too. Now body shop wants their money, what can i do, I only endorsed my name

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Because you probably either have a joint account or the refund is automatically deposited into the account. I wpuld hate to lose money. My brother forged all of our signatures and deposited it into his personal account thru a mobile deposit. The last two times we've had tax refund checks, I had my husband endorse, then I went to US Bank and deposited it into his account and did my endorsement in front of the teller. My son's fianc walked out. They say it's because of the amount. You should sign the check using the same name listed as the payee on the front of the check. ET, Monday through Friday for assistance by phone. I ran into this in July of 2017. Before you pen your signature, double-check that the name on the front of the check matches the signature on the back. Assuming you already have a personal checking account, here are some basic steps to order checks. How long is a check good for? Will she be entitled to get half that money back from the bank? It was for $18,000. If you want to send and receive money without the usual frustrations associated with checks, give Wise a go. Learn more. If you dont endorse a check, the bank wont be able to process it. The bank? Steve Milano has written more than 1,000 pieces of personal finance and frugal living articles for dozens of websites, including Motley Fool, Zacks, Bankrate, Quickbooks, SmartyCents, Knew Money, Don't Waste Your Money and Credit Card Ideas, as well as his own websites. Or wondering why its so important to get it? The house was in both names. ABA stands for American Bankers Association, a trade association founded in 1875 to represent the interests of various players in the US Banking You may have heard of ACH payment, but what is ACH? I also read your previous article regarding the same topic 2 years ago. 1220 17th St Ste 104. On Feb. 19, the merger was set to go through. MyBankTracker and CardRatings may receive a commission from card issuers. Basically, when you deposit a check written to multiple payees, all payees must endorse the checks. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features Press Copyright Contact us Creators . a sizeable sum expires in a couple days. When you endorse a check for deposit, youll need to provide your bank account number, either under the endorsement line or on a deposit slip you present with the check. Check, originally cheque, acted as a safeguard or a check against forgery or fraud, especially with regard to financial documents. I called the insurance company and got copies of the check. So I'm open for suggestions - from anyone out there reading this.

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I just found out that my ex got a check for over 12,000 for a claim he filed on a burglary of our house. Unfortunately, this will prove to be a laborious chore, especially when it comes to getting government-agency checks reissued. But what if the check is made out to you and other recipients? Well my husband and I are over 60 years old now and he has misplaced his social security card so I am now having to request it through Social Security Administration. He never told me he got the money. With no explanation why. I fought to get it back and finally won. My question since the first check was only signed by me and they let me deposit with out her knowledge. Truist Bank, 163RD STREET BRANCH. Any posts about SunTrust, BB&T, the merging into Truist, or related topics are encouraged. I had moved out but a lot of the items were mine. This site may be compensated through the bank advertiser Affiliate Program. The check payee line was her name and my name and are both different. Do you happen to know if there was a check made out to the home owner and the mortgage company, but the home owner then decided to pay off the mortgage so there was no lien, could the check then be cashed with the home owner signing the check with the deed to the house? If checks just arent your thing or you prefer to live a paperless life, here are some alternatives to check out. Of course, the person writing the check will need to sign it too, but their signature will go on the front of the check. In college I worked as a BOA teller and I'm now an Attorney with some knowledge of commercial papers and presentment warranties.

What put me in a difficult position was that the teller could not clearly explain why it was their policy. Remote Deposit Capture: A Primer. Highlights. Discard the .

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